What does my building insurance cover?

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The insurance placed by HomeGround covers the building against most fortuitous events, including fire, storm, flood and escape of water.

The policy will pay for the reinstatement of the property to as it was before the event. This includes damage to fitted kitchens, wooden floors, fitted bathrooms and the general fabric of the building.

Should there be an insured event that results in a property being uninhabitable then insurers will also provide alternative accommodation or loss of rent until it becomes habitable again.

The policy does not cover for wear and tear or maintenance costs and there is no cover for customers own contents or any personal liabilities if they sub-let.

For a copy of the policy wording or key facts document please contact our insurance team at insurance@homegroundonline.com or call us on 020 3966 2974.