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The insurance policy provided by HomeGround covers the building as a whole and your building owner is obligated to do so under the terms of the lease. Cover for an individual flat within a development is littered with pitfalls if there was a claim that affected multiple flats, common areas or in worse case a total loss.
However, we are committed to sourcing competitive premiums on behalf of our customers and would be happy for you to obtain alternative quotations on a ‘like for like’ basis as the current policy.
Please contact insurance@homegroundonline and we will provide the information we would expect an insurer to need when considering a quotation.